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Get Trusted Legal Support from Experienced Phoenix SSD Lawyers
At Pekas Smith Disability Attorneys, our Social Security disability lawyers have the skills, knowledge, and real-world legal experience to help secure Disabled Widow Insurance Benefits in Phoenix.
Our entire practice focuses exclusively on disability law, and we have recovered millions of dollars in financial support for our clients. If you’ve lost a spouse and now face a disabling disease, long-term health condition, or loss of employment capacity, DWIB may be the support you need.
We combine our in-depth knowledge of Social Security policy, disability insurance, and health care systems to help you pursue disability payments so you can maintain your well-being despite the rising cost of living.
For a free, no-commitment case evaluation with a top-rated Arizona Social Security disability attorney, please call us at 6022771745 or get in touch with us directly online.
What Are Disabled Widow and Widower Insurance Benefits?
Dealing with the loss of a spouse is difficult enough, and it is even more challenging if you have an injury, long-term illness, or medical impairment that keeps you from working. Social Security disability provides some options.
DWIB provides monthly disability insurance based on your deceased spouse’s payroll contributions to Social Security. You may be eligible if:
- You’re between 50 and 60 years old;
- Your medical record shows a qualifying disability such as heart failure, multiple sclerosis, or lung cancer;
- Your disability began within seven years of the death of your spouse; and
- You meet the non-marital or qualifying marriage/divorce criteria as outlined by the Social Security Administration.
This benefit can be especially critical for widowed individuals who no longer qualify for their own employment-based SSDI and may not yet be eligible for standard retirement benefits.
DWIB Eligibility & Medical Requirements
To qualify for Disabled Widow Insurance Benefits in Phoenix, the Social Security Administration (SSA) requires evidence that your disability prevents you from performing substantial gainful activity. This includes detailed medical records, treatment notes, and diagnostic tests. Common symptoms like fatigue or conditions such as sickle cell disease, chronic kidney disease, or terminal illnesses must be clearly documented.
You may also qualify for Supplemental Security Income (SSI) if your resources and income are limited. Our team will review your case and determine if you’re eligible for Medicare or Medicaid in addition to DWIB.
Handling Denied Benefits Claims
If your DWIB application is denied, don’t panic. The Social Security Administration denies many initial claims for various reasons. Here’s what to do:
- Carefully review the denial notice and SSA’s rationale.
- Collect any missing or updated medical records or financial documentation.
- File an appeal with the help of an experienced Phoenix SSD lawyer.
Social Security disability claims are complex. If you are preparing to challenge the denial of Disabled Widow or Widower Insurance Benefits, you must submit a strong appeal. During the appeals process, your case will be submitted for reevaluation, and you may have to appear before an Administrative Law Judge if your appeal is denied further. Our attorneys thoroughly prepare your case, organizing all supporting evidence and representing you throughout the appeals journey.
How Our Law Firm Can Help You
At Pekas Smith, our law firm is dedicated to delivering clear legal guidance, open communication, and responsive representation. We help simplify the claims process and protect your rights. We will:
- Evaluate your eligibility for Disabled Widow Insurance Benefits in Phoenix and related programs like SSI.
- Gather strong medical and legal evidence.
- Navigate SSA rules surrounding tax, marriage, divorce, and work history.
- Represent you through each stage, from application to hearing before an Administrative Law Judge.
You don’t have to face this process alone. We are your dedicated advocates, focused on easing your burden, providing the information you need, and helping you claim the benefits you deserve. With many reviews and testimonials from previous clients, our law firm has a strong record of success. Initial consultations are free, and there are no fees until we win your case.
Free Consultation with a Phoenix SSD Lawyer
Our Phoenix SSD lawyers have extensive experience handling Disabled Widow and Widower Insurance Benefits claims. We work tirelessly to help people get access to the full and fair Social Security benefits that they need and deserve.
If you have questions or concerns about DWIB benefits, our attorneys are ready to get started. For a free, no-obligation review of your case, please call or contact us online. We handle DWIB claims in Phoenix and throughout Maricopa County, including in Mesa, Tempe, Avondale, Scottsdale, Glendale, and Chandler.
If you’re located in Southern Arizona, our Tucson Social Security Disability Lawyers are also available to assist you with your claim.
